Personal debt, cognitive delinquency and techniques of governmentality: neoliberal constructions of financial inadequacy in the UK

Walker, Carl (2011) Personal debt, cognitive delinquency and techniques of governmentality: neoliberal constructions of financial inadequacy in the UK Journal of Community and Applied Social Psychology, 22 (6). pp. 533-558. ISSN 1052-9284

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Abstract

In the UK in recent years, there has been a considerable and sustained increase in both levels of personal debt and over-indebtedness. This commentary argues that recent UK policy formulation on personal debt management has sidelined problematic macroscopic political and economic changes by locating personal debt as a problem of individual financial incompetence. Through specific institutions, tools, techniques and practices, certain configurations of people in debt have been rendered knowable and changeable. In doing so, public policies that have brought about a greater need for a greater number of people to rely on personal debt remain largely beyond public view and have instead been reconstituted as problems of access to financial capability training.

Item Type: Journal article
Additional Information: Copyright © 2011 John Wiley & Sons, Ltd.
Uncontrolled Keywords: personal debt; neoliberal; governmentality; finance skills
Subjects: L000 Social Sciences
DOI (a stable link to the resource): 10.1002/casp.1127
Faculties: Faculty of Health and Social Sciences > School of Applied Social Science
Depositing User: editor sass
Date Deposited: 03 Feb 2011 11:31
Last Modified: 21 May 2014 11:01
URI: http://eprints.brighton.ac.uk/id/eprint/8148

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